/* ==========================================================================
   Spire Financial — Education Series
   spire-education.css  ·  plain CSS, no dependencies, no build step
   Palette aligned to the ratified Spire Financial brand kit (2026-08-21):
     primary #005B94 · light-blue accent #3494D1 · ink #20303F · band #F2F7FA
   ========================================================================== */

:root{
  /* Aligned to the ratified Spire Financial brand kit (vip-brand-guide 2026-08-20):
     primary #005B94, light-blue accent #3494D1 (large/decorative), ink #20303F,
     band #F2F7FA. Montserrat only (Roboto Condensed dropped). NOTE: small
     uppercase labels in #3494D1 are borderline for AA — flagged for a brand pass. */
  --navy:#005B94; --deep:#004A7C; --b600:#004A7C; --b500:#3494D1;
  --blue:#3494D1; --cyan:#3494D1; --pale:#9CC8E4; --ice:#E6F2FA;
  --wash:#F2F7FA; --ink:#20303F; --body:#20303F; --muted:#5A6976;
  --line:#D9E4EC; --hair:#E4ECF2;
  --sans:"Montserrat","Helvetica Neue",Arial,sans-serif;
  --cond:"Montserrat","Helvetica Neue",Arial,sans-serif;
  --wrap:1180px;
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:#fff;color:var(--ink);font-family:var(--cond);font-size:17px;line-height:1.6}
h1,h2,h3,h4,p,dl,dd{margin:0}
ul{margin:0;padding:0;list-style:none}
img{max-width:100%;height:auto;display:block}
a{color:var(--deep);text-decoration:none}
a:hover{color:var(--blue);text-decoration:underline}
::selection{background:var(--pale);color:var(--navy)}
button,input,select,textarea{font:inherit;color:inherit}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-9999px}
.skip:focus{left:12px;top:12px;z-index:99;background:#fff;padding:10px 14px;border-radius:4px}

/* ---------- logo mark ---------------------------------------------------- */
.mark{display:flex;align-items:flex-end;gap:2px;height:30px}
.mark i{display:block;width:4px}
.mark i:nth-child(1){height:11px;background:var(--ice)}
.mark i:nth-child(2){height:15px;background:var(--pale)}
.mark i:nth-child(3){height:19px;background:var(--cyan)}
.mark i:nth-child(4){height:23px;background:var(--b500)}
.mark i:nth-child(5){height:27px;background:var(--b600)}
.mark i:nth-child(6){height:30px;background:var(--navy)}
.lockup{display:flex;align-items:center;gap:12px;text-decoration:none}
.lockup:hover{text-decoration:none}
.lockup .edu-logo{height:40px;width:auto;display:block}
.lockup .txt{display:flex;flex-direction:column;justify-content:center}
.lockup .txt{display:flex;flex-direction:column;line-height:1}
.lockup .txt b{font-family:var(--sans);font-weight:800;font-size:17px;letter-spacing:-.01em;color:var(--navy);line-height:1}
.lockup .txt > span{font-size:10.5px;letter-spacing:.22em;text-transform:uppercase;color:var(--blue);margin-top:3px;line-height:1}

/* ---------- header ------------------------------------------------------ */
.site-head{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.96);
  -webkit-backdrop-filter:saturate(160%) blur(8px);backdrop-filter:saturate(160%) blur(8px);
  border-bottom:1px solid var(--ice)}
.site-head .bar{max-width:var(--wrap);margin:0 auto;padding:14px 24px;display:flex;align-items:center;gap:20px;flex-wrap:wrap}
.course-nav{flex:1 1 320px;min-width:0;display:flex;align-items:center;gap:6px;overflow-x:auto;padding:2px 0;scrollbar-width:thin;-webkit-overflow-scrolling:touch}
.course-nav a{flex:0 0 auto;white-space:nowrap;font-size:13.5px;font-weight:700;letter-spacing:.03em;text-transform:uppercase;color:#5A5E68;padding:7px 11px;border-radius:4px}
.course-nav a:hover{background:var(--ice);color:var(--deep);text-decoration:none}
.course-nav a.is-active{background:var(--ice);color:var(--deep)}
.course-nav a.all{color:var(--ink);letter-spacing:.04em}
.course-nav .sep{flex:0 0 auto;width:1px;height:18px;background:var(--ice)}
.course-nav{scrollbar-color:var(--pale) transparent}
.course-nav::-webkit-scrollbar{height:5px}
.course-nav::-webkit-scrollbar-track{background:transparent}
.course-nav::-webkit-scrollbar-thumb{background:var(--ice);border-radius:3px}
.course-nav:hover::-webkit-scrollbar-thumb{background:var(--pale)}

/* ---------- buttons ----------------------------------------------------- */
.btn{display:inline-block;font-family:var(--sans);font-weight:700;font-size:12.5px;letter-spacing:.08em;
  text-transform:uppercase;padding:14px 24px;border-radius:4px;border:none;cursor:pointer;min-height:46px;text-align:center}
.btn:hover{text-decoration:none}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 2px 0 var(--b600)}
.btn-primary:hover{background:var(--b500);color:#fff}
.btn-light{background:#fff;color:var(--navy)}
.btn-light:hover{background:var(--ice);color:var(--navy)}
.btn-ghost{background:transparent;color:#fff;border:1px solid rgba(230,245,252,.55)}
.btn-ghost:hover{background:rgba(255,255,255,.12);color:#fff}
.btn-sm{padding:11px 18px;min-height:0;font-size:12px}

/* ---------- hero -------------------------------------------------------- */
.hero{background:#005B94;background-image:linear-gradient(118deg,#005B94 0%,#004A7C 55%,#3494D1 100%);color:#fff}
.hero .grid{max-width:var(--wrap);margin:0 auto;padding:76px 24px 68px;display:grid;
  grid-template-columns:minmax(0,1.35fr) minmax(0,1fr);gap:56px;align-items:end}
.eyebrow{font-weight:300;font-size:14px;letter-spacing:.34em;text-transform:uppercase;color:var(--pale)}
.hero h1{font-family:var(--sans);font-weight:800;font-size:clamp(40px,7.2vw,78px);line-height:.94;letter-spacing:-.025em;text-transform:uppercase;margin-top:26px}
.hero .lede{margin-top:26px;max-width:34em;font-size:clamp(17px,2.1vw,21px);font-weight:300;line-height:1.55;color:var(--ice);text-wrap:pretty}
.hero .actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:34px}
.rule{border-left:1px solid rgba(181,227,242,.3);padding-left:34px}
.rule h2,.rule .kicker{font-family:var(--sans);font-weight:700;font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--cyan);margin-bottom:16px}
.rule p{font-size:17px;font-weight:300;line-height:1.6;color:var(--ice);text-wrap:pretty}
.ticks{margin-top:22px;display:flex;flex-direction:column;gap:10px}
.ticks li{display:flex;gap:11px;align-items:baseline;font-size:15.5px;color:var(--pale)}
.dia{flex:0 0 auto;width:6px;height:6px;background:var(--cyan);transform:rotate(45deg)}

/* ---------- course grid ------------------------------------------------- */
.section-head{display:flex;align-items:flex-end;justify-content:space-between;gap:24px;flex-wrap:wrap;
  border-bottom:2px solid var(--navy);padding-bottom:16px;margin-bottom:40px}
.section-head h2{font-family:var(--sans);font-weight:800;font-size:clamp(24px,3.4vw,34px);letter-spacing:-.015em;text-transform:uppercase;color:var(--navy)}
.section-head p{font-size:15.5px;color:#5A5E68;letter-spacing:.02em}
.courses{display:grid;grid-template-columns:repeat(auto-fill,minmax(320px,1fr));gap:22px}
.card{display:flex;flex-direction:column;border:1px solid var(--line);border-top:4px solid var(--blue);
  border-radius:6px;padding:26px 26px 22px;background:#fff;color:var(--ink);
  transition:box-shadow .16s ease,transform .16s ease,border-color .16s ease}
.card:hover{box-shadow:0 14px 34px rgba(31,66,132,.13);transform:translateY(-3px);border-color:var(--blue);text-decoration:none;color:var(--ink)}
.card .top{display:flex;align-items:baseline;justify-content:space-between;gap:14px;margin-bottom:14px}
.kind{font-weight:700;font-size:11.5px;letter-spacing:.15em;text-transform:uppercase;color:var(--blue)}
.card .num{font-family:var(--sans);font-weight:800;font-size:30px;line-height:1;color:var(--ice)}
.card h3{font-family:var(--sans);font-weight:800;font-size:22px;line-height:1.12;letter-spacing:-.012em;text-transform:uppercase;color:var(--navy)}
.card .sub{margin-top:9px;font-weight:700;font-size:15.5px;line-height:1.35;color:var(--deep);font-style:italic}
.card .desc{margin-top:15px;font-size:16px;font-weight:300;line-height:1.55;color:#4A4E58;text-wrap:pretty}
.card .desc{flex:1 1 auto}
.card .more{margin-top:20px;padding-top:15px;border-top:1px solid var(--hair);font-family:var(--sans);
  font-weight:700;font-size:11.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--blue)}

/* ---------- contact strip ---------------------------------------------- */
.contact{background:var(--wash);border:1px solid var(--ice);border-radius:8px;padding:34px 32px;
  display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.25fr);gap:40px;align-items:center}
.kicker{font-family:var(--sans);font-weight:700;font-size:11.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--blue)}
.contact h3{font-family:var(--sans);font-weight:800;font-size:27px;line-height:1.14;letter-spacing:-.015em;color:var(--navy);margin-top:12px}
.contact .note{margin-top:12px;font-size:16.5px;font-weight:300;line-height:1.55;color:#4A4E58}
.reps{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:18px}
.rep{background:#fff;border:1px solid #E1EBF3;border-radius:6px;padding:18px 20px}
.rep .name{font-family:var(--sans);font-weight:700;font-size:16.5px;color:var(--navy);letter-spacing:-.01em}
.rep .role{font-size:14px;color:var(--muted);letter-spacing:.03em;text-transform:uppercase;margin-top:3px}
.rep .tel{margin-top:11px;font-size:16px}
.rep .mail{margin-top:3px;font-size:15.5px;word-break:break-word}
.rep .rep-photo{width:76px;height:76px;border-radius:12px;object-fit:cover;display:block;background:var(--ice);margin-bottom:14px}
.rep .rep-photo--none{display:flex;align-items:center;justify-content:center;font-family:var(--sans);font-weight:800;font-size:30px;color:var(--navy)}

/* ---------- course page ------------------------------------------------- */
.course-hero .wrap{padding-top:30px;padding-bottom:60px}
.back{display:inline-flex;align-items:center;gap:8px;font-size:13.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--pale)}
.back:hover{color:#fff;text-decoration:none}
.course-hero .grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.62fr);gap:48px;align-items:end;margin-top:36px}
.course-hero .kind{font-weight:300;font-size:13px;letter-spacing:.3em;color:var(--cyan);margin-bottom:18px;display:block}
.course-hero h1{font-family:var(--sans);font-weight:800;font-size:clamp(32px,5.4vw,60px);line-height:.97;letter-spacing:-.025em;text-transform:uppercase}
.course-hero .sub{margin-top:18px;max-width:30em;font-size:clamp(18px,2.3vw,24px);line-height:1.32;color:var(--pale);font-style:italic}
.course-hero .big{font-family:var(--sans);font-weight:800;font-size:54px;line-height:1;color:rgba(86,202,239,.34)}
.course-hero .of{margin-top:10px;font-size:15px;font-weight:300;letter-spacing:.05em;text-transform:uppercase;color:var(--pale)}
.course-body{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,330px);gap:54px;padding:54px 0 20px;align-items:start}
.hook{font-weight:700;font-style:italic;font-size:clamp(19px,2.4vw,24px);line-height:1.4;color:var(--deep);
  border-left:4px solid var(--blue);padding-left:22px;text-wrap:pretty}
.prose{margin-top:34px;display:flex;flex-direction:column;gap:20px}
.prose p{font-size:17.5px;font-weight:300;line-height:1.68;color:var(--body);text-wrap:pretty}
.learn{margin-top:44px;background:var(--wash);border:1px solid var(--ice);border-left:4px solid var(--blue);
  border-radius:0 8px 8px 0;padding:30px 32px}
.learn h2{font-family:var(--sans);font-weight:800;font-size:20px;letter-spacing:.01em;text-transform:uppercase;color:var(--navy)}
.learn ul{margin-top:20px;display:grid;gap:14px}
.learn li{display:flex;gap:14px;align-items:baseline}
.learn .dia{width:8px;height:8px;background:var(--blue);margin-top:7px}
.learn span:last-child{font-size:17px;line-height:1.5;color:var(--ink);text-wrap:pretty}
.closing{margin-top:34px;font-size:17.5px;font-weight:300;line-height:1.68;color:var(--body);text-wrap:pretty}
.pager{margin-top:52px;padding-top:26px;border-top:1px solid var(--ice);display:flex;gap:16px;justify-content:space-between;flex-wrap:wrap}
.pager a{max-width:46%;min-width:220px}
.pager a:hover{text-decoration:none}
.pager .lbl{display:block;font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#9AA3AF}
.pager .ttl{display:block;margin-top:6px;font-family:var(--sans);font-weight:700;font-size:17px;line-height:1.2;color:var(--deep)}
.pager .next{margin-left:auto;text-align:right}
.rail{position:sticky;top:96px;display:flex;flex-direction:column;gap:18px}
.facts{border:1px solid var(--line);border-top:4px solid var(--blue);border-radius:6px;padding:24px}
.facts dl{margin:18px 0 0;display:flex;flex-direction:column;gap:15px}
.facts .row{display:flex;justify-content:space-between;gap:14px;padding-bottom:13px;border-bottom:1px solid var(--hair)}
.facts .row:last-child{padding-bottom:0;border-bottom:none}
.facts dt{font-size:14px;letter-spacing:.05em;text-transform:uppercase;color:var(--muted)}
.facts dd{font-weight:700;font-size:15.5px;color:var(--navy);text-align:right}
.facts .btn{display:block;margin-top:22px}
.aside-card{background:var(--wash);border:1px solid var(--ice);border-radius:6px;padding:22px 24px}
.aside-card .who{margin-top:12px;font-size:16px;font-weight:700;color:var(--navy)}
.aside-card .who:first-of-type{margin-top:12px}

/* ---------- reserve form ------------------------------------------------ */
.reserve{margin-top:64px;background:var(--wash);border-top:1px solid var(--ice)}
.reserve .grid{max-width:var(--wrap);margin:0 auto;padding:66px 24px 70px;display:grid;
  grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:56px;align-items:start}
.reserve h2{font-family:var(--sans);font-weight:800;font-size:clamp(27px,3.8vw,38px);line-height:1.08;
  letter-spacing:-.02em;text-transform:uppercase;color:var(--navy);margin-top:14px}
.reserve .lede{margin-top:18px;font-size:17px;font-weight:300;line-height:1.62;color:#4A4E58;text-wrap:pretty}
.callme{margin-top:26px;padding-top:22px;border-top:1px solid #E1EBF3;display:flex;flex-direction:column;gap:6px}
.callme .lbl{font-size:15px;letter-spacing:.05em;text-transform:uppercase;color:var(--muted)}
.callme p{font-size:17px}
.callme b{color:var(--navy)}
.formcard{background:#fff;border:1px solid var(--line);border-radius:8px;padding:32px;box-shadow:0 6px 24px rgba(31,66,132,.06)}
.formcard-sent{text-align:center;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:14px}
.formcard-sent h2{margin:0}
.formcard-sent .lede{margin:0;max-width:34ch}
.formcard-sent .btn{margin-top:6px}
.form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.field{display:flex;flex-direction:column;gap:7px}
.field.full{grid-column:1/-1}
.field label{font-size:13px;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:#4A4E58}
.field label .req{color:var(--blue)}
.field input,.field select,.field textarea{width:100%;padding:12px 13px;font-size:16px;border:1px solid #CFDCE8;
  border-radius:4px;background:#fff;min-height:46px;font-family:inherit}
.field textarea{min-height:0;line-height:1.5;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(55,156,214,.16)}
.field label .hint{font-weight:400;text-transform:none;letter-spacing:0;color:var(--muted)}
.field select[multiple]{padding:6px;height:auto}
.field select[multiple] option{padding:7px 9px;border-radius:3px}
.field select[multiple] option:checked{background:var(--ice);color:var(--navy);font-weight:700}
.hp{position:absolute!important;left:-9999px;width:1px;height:1px;opacity:0}
.submit-row{grid-column:1/-1;display:flex;align-items:center;gap:18px;flex-wrap:wrap;margin-top:4px}
.submit-row p{font-size:14px;color:var(--muted);flex:1 1 200px;line-height:1.45}
.form-msg{border-radius:4px;padding:14px 16px;font-size:16px;grid-column:1/-1}
.form-msg.ok{background:var(--ice);border:1px solid var(--pale);color:var(--navy)}
.form-msg.err{background:#FDEDED;border:1px solid #F5C6C6;color:#8C2B2B}

/* ---------- footer ------------------------------------------------------ */
/* Light footer (dark Spire logo needs a light ground; matches the LP pattern). */
.site-foot{margin-top:auto;background:#fff;color:var(--body);padding:46px 24px 40px;border-top:1px solid var(--line)}
.site-foot .cols{max-width:var(--wrap);margin:0 auto;display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:32px;align-items:start}
.site-foot .edu-logo{height:34px;width:auto;margin-bottom:14px}
.site-foot .brand{font-family:var(--sans);font-weight:700;font-size:15px;letter-spacing:.02em;color:var(--navy)}
.site-foot .addr{margin-top:8px;font-size:15px;line-height:1.6;color:var(--muted)}
.site-foot h4{font-family:var(--sans);font-weight:700;font-size:11.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--navy);margin-bottom:14px}
.site-foot p{font-size:15px;line-height:1.7}
.site-foot a{color:var(--deep);word-break:break-word}
.legal{max-width:var(--wrap);margin:34px auto 0;padding-top:22px;border-top:1px solid var(--line)}
.legal summary{display:flex;align-items:center;gap:10px;font-size:13px;font-weight:700;letter-spacing:.12em;
  text-transform:uppercase;color:var(--navy);cursor:pointer;list-style:none}
.legal summary::-webkit-details-marker{display:none}
.legal summary:hover{color:var(--deep)}
.legal .dia{background:var(--blue);width:7px;height:7px}
.legal .fine{margin-top:16px;max-width:92ch;font-size:12.5px;font-weight:400;line-height:1.72;color:#47555F}
.copyright{max-width:var(--wrap);margin:26px auto 0;font-size:12.5px;letter-spacing:.04em;color:var(--muted)}

/* ---------- responsive -------------------------------------------------- */
@media (max-width:940px){
  .hero .grid,.contact,.course-hero .grid,.course-body,.reserve .grid{grid-template-columns:minmax(0,1fr)!important;gap:34px}
  .rail{position:static}
  .rule{border-left:none;padding-left:0;border-top:1px solid rgba(181,227,242,.28);padding-top:26px}
  .course-hero .big{font-size:44px}
}
@media (max-width:620px){
  body{font-size:16px}
  .form{grid-template-columns:minmax(0,1fr)}
  .hero .grid{padding:46px 20px 48px}
  .reserve .grid{padding:46px 20px 48px}
  .wrap{padding:0 20px}
  .formcard,.contact,.learn{padding:22px 20px}
  .site-head .bar{padding:12px 20px;gap:12px}
  .pager a{max-width:100%}
  .pager .next{text-align:left;margin-left:0}
}

/* ---------- print ------------------------------------------------------- */
@media print{
  .site-head,.reserve,.pager,.no-print,.hero .actions,.card .more{display:none!important}
  body{font-size:11pt}
  .hero,.course-hero{background:#005B94!important;-webkit-print-color-adjust:exact;print-color-adjust:exact}
  .course-body,.hero .grid,.course-hero .grid{grid-template-columns:minmax(0,1fr)!important}
  .rail{position:static}
  a{color:var(--ink)!important;text-decoration:none!important}
}